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In an era where employee expectations are evolving and competition for talent is intensifying, school districts and municipalities face a growing challenge: how to attract and retain top-tier professionals in the public sector. While salary will always be part of the conversation, one factor continues to rise in importance—and impact:

When it comes to employee benefits, the carrier you choose can shape the experience for your employees and your HR team. At Kobalt Health, we believe benefits should do more than just check a box—they should drive engagement, support well-being, and create meaningful value for organizations. That’s why we take