Stronger Benefits. Stronger with Kobalt Health.

Protect the financial health of your organization with high-quality benefits, a national network, and superior savings and support. Welcome to Kobalt Health, an employee benefits solution designed for Arizona small- and mid-size public entities

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An employee benefits solution designed for Arizona small- and mid-size public entities

Providing high-quality benefits, service and support

Get high quality benefits, service and support.

Access a national network for great savings

Access a national network and greater savings.

Providing stability with clinical and financial risk management

Increase stability with clinical and financial risk management.

Over­­­­­ 19 years of experience serving Arizona public entities

Valley Schools, the administrators of Kobalt Health, understands the unique needs of public entities. Valley Schools currently serves as the largest pool for Arizona public school districts. With Kobalt Health, small to mid-size public entities can now enjoy that same level of expert service and personalized attention.

Strong in benefits, network, savings and support

Medical Insurance

BlueCross BlueShield Arizona logo - An independent licensee of the Blue Cross Blue Shield Association
Kobalt Health offers medical plans administered by Blue Cross Blue Shield of Arizona. Through AZ Blue, your employees are covered under the largest health plan carrier in the state with 85 years of insuring Arizonans.

5 plan designs to choose from

Volume pricing to ensure low costs

Easy procurement through no-bid process

Additional Coverage
Dental Insurance
VSP Vision Coverage
OptumRx Prescriptions
Life & AD&D Insurance
Disability Insurance
Hospital Indemnity Insurance
Critical Illness Insurance
Accident Insurance
Pet Insurance
ID Theft & Legal Plans
Health Savings & Flexible Spending Accounts

Let us handle
the heavy lifting

Administrative tasks can slow you down and add red tape. We take care of that for you so you can focus on more important things.

Understand exactly how your money is being spent with detailed monthly / quarterly financial reporting.

Stay in the know with policy changes and in compliance with all required regulatory filings and notices.

Reap the rewards of an easy-to-use benefits platform and a consolidated billing and reconciliation solution.

Enjoy access to greater trend stability, best-in-class benefits, and Arizona’s largest local and national network.
Let Kobalt Health handle the heavy lifting
Benefits Platform
Your 834 files, consolidated billing and reconciliations are housed in one easy-to-use place.
Vendor Relations
We manage, monitor, evaluate and negotiate with vendors to ensure the best coverage for your employees.
Let us handle ACA, COBRA, Medicare Part – D and other required filings and notices.
Financial Transparency
Reliable financial and accounting services to ensure your money is being allocated correctly.
Yearly Plan Designs
We evaluate opportunities to update plan designs and renewal rates.
Policy Change Alerts
We keep you updated on health care policy changes that may impact your plan and your employees.
We assist in auditing your medical and pharmacy claims through an independent agency.
Legal Management
We manage items related to the Consolidated Appropriations Act & No Surprises Act.
Benefits Enrollment
We assist with reviewing and filing your employees’ benefits enrollment each year.

Education and wellness for healthier employees

High-cost claimant management
Sharecare wellness platform
Local wellness support
Open enrollment assistance
Annual benefits training
New hire benefit onboarding
Educational videos & webinars
Ongoing member communications

Get started with Kobalt Health.